Explore mortgage options with Absolute Home Loan Services, LLC
Your premier mortgage lender serving Florida and Georgia. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.
Your top mortgage questions, answered
Common types include conventional loans, FHA loans, VA loans, USDA loans, fixed-rate mortgages, and adjustable-rate mortgages. Each type has its own eligibility requirements, benefits, and drawbacks.
A fixed-rate mortgage has a constant interest rate throughout the loan term, leading to predictable monthly payments. An adjustable-rate mortgage (ARM) has an interest rate that can change periodically, causing fluctuations in monthly payments.
Pre-qualification provides an estimate of how much you might be able to borrow based on the information you provide. Pre-approval involves a more thorough review of your financial situation and credit history, resulting in a conditional commitment from a lender.
While it may be more challenging to qualify for a mortgage loan with bad credit, there are still options available. Government-backed loans like FHA loans may have more flexible credit requirements, and some lenders specialize in working with borrowers with less-than-perfect credit.
Now offering: One-time close construction loans!
Yes, lock your permanent interest rate BEFORE the house is built!
Then after build, if rates have improved you are eligible for a rate decrease!
If rates are the same or have gone up, then your lock stays in effect!
This is a phenomenal program!
What our clients are saying
Working with Jennifer at Absolute Home Loan Services LLC was an absolutely outstanding experience from start to finish. She worked tirelessly to get us to the closing table and never gave up, even when things became complicated. Her communication was top notch — she kept us informed every step of the way and was always quick to answer questions or explain the process clearly. What truly sets Jennifer apart is her dedication, professionalism, and problem-solving ability. She was extremely knowledgeable about underwriting guidelines and navigated every detail of the loan process with confidence and precision. She was also completely transparent and honest throughout the entire process, which gave us so much trust and peace of mind. Jennifer had incredible patience with us... read more
Michelle McculloughMarch 25, 2026
