Jumbo Loans

Jumbo Loans exceed the maximum loan amounts established by Fannie Mae and Freddie Mac conventional loan limits, and typically require a higher down payment thean traditional loans. Rates on jumbo loans are also typically higher than conforming loans, however we offer an alternative to qualified applicants! Ask us about a Combo Loan which allows for a traditional mortgage to 89.9%, (maximum loan amount $417,000), with a 2nd mortgage for the remainder. This loan also allows the buyer to not pay intangible tax, which is a substantial savings on closing costs! 

Both Fixed and Adjustable Rate Mortgages to 90% loan to value.
Conventional First Mortgage to either 89.9% or the maximum Fannie Mae Loan limit, with a 2nd Mortgage for the remainder of the loan.
The 2nd Mortgage can be either a Home Equity Line of Credit or a Fixed Second.
We offer an Asset Utilization Jumbo Arm which allows for considerable assets to be taken into consideration when underwriting the loan.
Escrow Holdbacks for repairs or upgrades to the property.


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